Saving for retirement can be confusing. You probably know that having a 401(k) is advisable, but if your eyes glaze over when presented with financial jargon, you’re not alone. Whether you already ...

A practical look at the “80 percent rule,” why it is useful, and how you can adapt it to your own retirement planning ...

Discover the CRPS certification, its role in retirement planning for businesses, exam details, benefits, and ongoing ...

A 401(k) is not a defined benefit plan. Instead, it is classified as a defined contribution plan. It is an employer-sponsored retirement savings that allows employees to contribute a portion of their ...

Many U.S. workers are not saving enough for retirement, even though higher savings can lead to a safer future. Only a small ...

Hardship withdrawals hit a record 4.8 percent in 2024: Vanguard Before the pandemic, the average was around 2 percent each year Several factors help explain the recent uptick More Americans are ...