Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?

Except where noted, rates are based on a 35-year-old driver with liability insurance of 50/100/500, comprehensive and ...

Keep organized records, check insurer reviews and update your policy after major life changes to maintain proper protection without paying for unused coverage.

Laura Longero is an award-winning writer and editor who has more than 15 years of editorial experience. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.