Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of consumers tells an outsized story about how the system rewards long-term, ...

Clark Howard, a prominent consumer finance expert, entrepreneur, author and radio host, challenges the conventional wisdom that striving for an 800 credit score (or higher) is a universally wise ...

How many Americans have a perfect 850 credit score? Holographic icons showing what a credit score can access hovers a person’s hands. In many sports, it’s possible to play a game that can be counted ...