Mortgage rates today, January 30, 2026: 30-year rates drop to 6.17%

Explore current mortgage rates and what they mean for homebuyers

Mortgage Rates Today: January 30, 2026 – 30-Year And 15-Year Rates Stand Still

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.16%, according to the Mortgage Research Center. On a 15-year fixed mortgage, the average rate is 5.35%, and the average rate on a 30-year jumbo mortgage is 6.
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Trump promises rate cuts with new Fed chair pick as Powell defends cautious approach

WASHINGTON (TNND) — President Donald Trump said he is poised to announce his pick to replace Federal Reserve Chair Jerome Powell, adding that interest rates will significantly drop as soon as a new Fed chair is at the helm.

Fed Chair Candidate Rick Rieder Wants to Drop Rates to 3%

Rick Rieder, a BlackRock executive on President Trump’s shortlist to be the next Federal Reserve chair, said he wants to cut interest rates to 3%. “I think that's closer to equilibrium in a labor problem,

Mortgage Rates Today: January 29, 2026 – Rates Hold Firm

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.15%, according to the Mortgage Research Center, while the average rate on a 15-year mortgage is 5.35%. On a 30-year jumbo mortgage, the average rate is 6.

Looming Fed rate pause nudges bond investors back into risk

By Gertrude Chavez-Dreyfuss NEW YORK, Jan 26 (Reuters) - Bond investors are bracing for an extended pause in the Federal Reserve's rate-cutting cycle as they edge into slightly riskier trades, driven by a resilient economy and fresh U.