It’s unfortunate when disaster strikes your home. This is exactly why homeowners need financial protection from homeowners insurance policies. Selecting the right amount of insurance is key to ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

With 15 years of immersion in the world of personal finance, Ashley Kilroy simplifies financial concepts for individuals striving toward financial security. Her expertise has been showcased in ...

Dwelling coverage pays to repair or rebuild the structure of your home after a covered event. It also covers attached structures, such as porches. Typical amount: Enough to rebuild your home. Other ...

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Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Lemonade offers affordable homeowners insurance that you can purchase entirely online. It also makes dealing with claims a user-friendly process. The company donates unused portions of premiums to ...

Jean Folger has 15+ years of experience as a financial writer covering real estate, investing, active trading, the economy, and retirement planning. She is the co-founder of PowerZone Trading, a ...

The core definition of Other Structure includes any building or feature at the insured location that is not directly attached to the primary dwelling. If a structure is connected only by a fence, ...

Among large insurers, Travelers has the cheapest annual home insurance on average at $2,055, according to NerdWallet's analysis. Many, or all, of the products featured on this page are from our ...