Transferring your balance to a new card can be beneficial in terms of saving on interest payments while you work toward reducing your debt. However, it's important to consider a few key factors. First ...

See why the Citi Simplicity Card earned our top balance transfer award for 2026 and how much it can save you when paying off debt.

Transferring your credit card balance to a 0% intro APR card can save you hundreds in interest. Here's exactly what happens ...

You can stop bleeding interest on credit card debt with one of these cards, allowing you to transfer a balance and not pay interest for as long as 24 months.

Using new debt to pay down old debt might sound like using a mop to fight back the ocean tide: fruitless and a terrible idea. And, in most cases, that's about right. But the credit card balance ...

A Reddit user got a credit card with a balance transfer offer. The Redditor has a 0% promotional rate for 10-months. Balance transfer offers can be a great way to pay off debt but you need to shop ...

If you’re drowning in credit card debt, transferring your balance to a card with lower interest might sound like a lifesaver. But before you jump in, you’re probably wondering: “Do balance transfers ...

The average American owes $6,194 in credit card debt. Balance transfer cards can help you pay off your debt interest free. These cards are offered by numerous FDIC-insured banks. Are you ahead, or ...

A 0% balance transfer credit card can be a valuable debt reduction tool. However, it can also be a trap. That’s not a contradiction. As with any tool, the key to making a 0% balance transfer card work ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...