The sooner you open a Roth IRA, the sooner you can start growing your tax-free retirement portfolio. Here are 5 easy steps to ...

There are some restrictions on Roth IRA accounts that might make it a bad choice for retirement. Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor ...

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An Individual Retirement Account (IRA) is one of the most powerful personal retirement tools in 2026 — offering either tax-deferred (Traditional IRA) or tax-free (Roth IRA) growth. With contribution ...

Federal income tax law offers tax advantages to taxpayers that save money in specially designated accounts earmarked for future educational expenses (“529 Accounts”). In addition, federal income tax ...

Alana Benson is an investing writer who joined NerdWallet in 2019. She covers a wide variety of investing topics including stocks, socially responsible investing, cryptocurrency, mutual funds, HSAs ...

Matt Koppenheffer is the former Head of the Coverage Team at The Motley Fool. He was a full-time Motley Fool employee from 2012-2025 and is a former advisor and analyst for multiple Motley Fool ...

It's a really easy strategy to pull off.

For the past seven years I have used my bank’s private-investment For the past seven years I have used my bank’s private-investment department to fully fund a backdoor Roth IRA. I go into the branch, ...

Picking between an IRA CD and a money market account depends on your financial goals, your need for liquidity and risk tolerance. Both options can provide market interest earnings and offer advantages ...