Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long ...

For families grieving the loss of a loved one, a life insurance denial is a devastating secondary blow. Insurance companies deny claims for a variety of reasons, citing policy lapses, alleged ...

Zack Sigel is a writer and editor based in New York City. He has been managing editor at Policygenius and M1 Finance, where he led teams specialized in writing about business and finance, and he has ...

A whole life policy may be right for some people, despite the steep cost Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two ...

Our rankings, ratings, and product reviews are unbiased. We do not rank or rate products or services based on our financial relationships with the companies that produce them. Our in-house research ...

Life insurance is often perceived purely as a safety net for beneficiaries in the event of a policyholder’s death. However, many wealthy individuals leverage life insurance as a versatile investment ...

Life insurance can help your family replace lost income, pay off large debts and allow you to leave a financial legacy after you die. But it can be complicated. There are lots of different policy ...

When the value of premiums paid by an employer for group life insurance becomes too great, it's treated as income for tax purposes. Imputed income is the term used to describe this excess value, which ...