December 2025 concluded with the Non-QM segment reaching another milestone, underscoring continued expansion in alternative ...

Non-conforming loans are mortgages that aren't eligible for sale to Fannie Mae and Freddie Mac, the two government-sponsored enterprises that back much of the U.S. mortgage market. Often, a mortgage ...

As borrowers increasingly rely on government and non-conforming loans, the GSE market has shrunk dramatically The thirst for financing created a boost in home loan volume in December. A closer look at ...

The country has a small non-conforming sector populated by lenders such as GE Money Bank Mortgages and Unión de Créditos Imobiliaros – the latter having funded its business in the securitization ...

Key Differences: Conforming vs. Non-conforming Loans There are different classifications of loans you can use to buy a home, and conforming and non-conforming loans are of the most common. A ...

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. Some homebuyers don’t fall into ...

At the tail end of 2024, mortgage borrowers shifted their attention away from conforming mortgages and toward refinance opportunities. A report released Tuesday by Optimal Blue found that the ...

Capital First has launched a non-conforming mortgage product aiming to satisfy the demand from mortgage brokers for more simplified offerings in this area. “There was a gap in the Capital First ...

If you're ready to buy a home and want a regular or government-backed mortgage, it must be within conforming loan limits. You'll need a jumbo loan for properties that exceed conforming loan limits.