Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

CD account interest rates remain competitive at the start of 2026. Here's what a good long-term CD account rate is now.

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But that was in 2023 and 2024. Towards the end of 2024, the Federal ...

With inflation lingering and the prices of many goods and services rising, finances have been hard for many Americans these past few years. The one silver lining, though, has been high savings account ...

Robin Hartill is a Florida-based Certified Financial Planner and a longtime financial editor and writer. Her work regularly appears on The Motley Fool, Yahoo! Finance and Nerdwallet. Previously, she ...

Rates on certificates of deposit (CDs) were high at this point last year, and many consumers opened new accounts to take advantage of them. Now, though, some of those CDs are starting to mature. "A ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

A certificate of deposit can give you some much-needed security in an economy that feels anything but certain. Your CD rate is fixed when you open the account, so your returns are guaranteed for the ...