How Roth IRA gains are taxed depends on when and why you withdraw the money. You can typically withdraw growth inside a Roth ...

Retirement plans such as 401(k)s and IRAs are powerhouse savings accounts, giving you a tax break either when you contribute to the account or when you withdraw your money — plus taxes are deferred ...

Oh boy! Did I get your attention? You say, “But Kelly! I thought all Roth IRA distributions were tax free!” I say, “Not so fast, Sparky.” This is embarrassing. I used to think like you. Then I got my ...

It's possible to withdraw funds contributed to an IRA without paying taxes -- even if the account has been open for less than five years. You can open as many retirement accounts as you'd like, even ...