As housing affordability becomes a top priority for many Americans, mobile and manufactured homes are gaining popularity—particularly in states where lower upfront costs and faster build times are ...

When a storm, fire, or burst pipe wrecks your home, the most important line in your policy is not the deductible, it is whether your payout is based on replacement cost or actual cash value. That ...

Homeowners insurance isn’t just about picking a policy and crossing your fingers after you buy your home. It’s about making sure your coverage truly reflects what it would cost to rebuild it. That’s ...

Home insurance premiums are rising sharply, mainly due to increased climate-related disasters and location risk. Experts advise proactive management: insure replacement cost, avoid small claims, and ...

NACOGDOCHES, Texas (KTRE) - Whether you rent or own, the rising cost of homeowners insurance in Texas affects you. It even caught the attention of the state comptroller. According to the comptroller ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...