Q: I turned 63 and my wife turned 61 in February of 2016, and I am unsure if there is a filing deadline for restricted application benefits? As I understand it, when my wife reaches FRA (66.4), I can ...

Q: My wife and I scheduled an appointment at the Social Security Administration to apply for file and suspend and restricted application. My wife turned 62 last August and I turned 63 last November ...

If you didn't reach age 62 by Dec. 31, 2015, you cannot claim spousal Social Security benefits and later switch to claiming your own benefit. A federal law passed in 2015 eliminated that strategy, ...

Ask Rusty – I’m Getting Spouse Benefits – What Happens to My Own? Dear Rusty: I was born in late 1951. When I retired 5 years ago, I was made aware that my own Social Security benefit was less than ...

Q: The recent changes to Social Security have altered my retirement strategy. I am eligible for restricted application; I was born in 1952. But I am confused about how to maximize my wife’s and my ...