IRA, SIMPLE and SEP rules at a glance: Contribution limits, income limits and rollover options for 2025 and 2026

Here are IRA contribution limits, income limits and rollover rules for Roth, traditional, SIMPLE and SEP IRAs at a glance.

I own a pool company in Phoenix and max my IRA each year. I think a SEP might be better for retirement savings, but my CPA told me ‘no.’ Who’s right?

Have an issue with your financial planner or looking for a new one? Email questions or concerns to picks@marketwatch.com.

The Retirement Rule Changes for 2026 That Could Help You Save Faster

With increases to contribution limits for 401(k)s, IRAs, and HSAs this year, savers can set aside more of their money toward ...

I’m 62, retired and want to keep saving. Is there an age limit for Roth IRAs?

Some retirement-saving strategies do not get cut off just because you stop working.
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Can an Employer Contribute to an Employee's Personal Roth IRA?

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to SIMPLE IRAs ...
JD Supra

Why TPAs Shouldn’t Ignore SEP-IRAs—But Also Shouldn’t Stop There

If you’re a TPA and you’re not talking to your small business clients about SEP-IRAs, you’re missing the plot. But if you’re only talking about SEP-IRAs, you’re missing the opportunity. I’ve always ...
AOL

Can an Employer Contribute to an Employee’s Personal Roth IRA?

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to SIMPLE IRAs ...