Joint loans work in a similar way to individual ones – you borrow a lump sum of money and repay it in fixed monthly instalments over a set term. The key di ...

In the aftermath of the credit crunch, the interest rates charged on personal loans soared. Pre-crash rates of under 6% APR disappeared, leaving loans much more expensive. However, this year has seen ...

Tesco Bank has reduced its interest rates on loans between £5,000 and £25,000, giving customers some of the best rates currently available in the market. Existing loans customers who apply for further ...