Most term life policies don’t pay out — and that’s a good thing. Here’s what to consider as your coverage ends and whether it ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, and how it affects term life.

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long ...

National Life Group’s term and permanent policies have generous living benefits, but you’ll have to work with an agent to get a quote. National Life Group offers term, whole and universal life ...

A straight life insurance policy is more commonly known as whole life insurance since it’s designed to last the policyholder’s lifetime. The premium does not change and beneficiaries typically receive ...

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this value for your beneficiaries.

A $1 million policy might be more affordable than you think Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side. He specializes in translating complex consumer and ...