Up to 30 million people in the UK have used Buy Now Pay Later schemes including Klarna and Clearpay for everything from ...

The National Football League has turned the page to the 2026 season, and already a myriad of issues have risen to the forefront. Three distinct ...

As the mortgage industry heads into 2026, that rulebook is starting to change. Lenders and regulators are moving away from relying on a single credit score and toward a new type of credit score that ...

Three steps I took to build my credit score in ten months - ‘Building credit boosted my confidence and helped me feel more ...

You can take proactive steps to improve your credit score relatively quickly. By following these steps, you should be able to bump it up 100 points in no time.

Sometimes, closing the account may be the best move. But before you do, make sure you understand the new benefits, the timing of the changes, and the potential credit score impacts. Many or all of the ...

A high mortgage interest rate is relative, since it all depends on the current market, the type of loan you want, your FICO score, down payment amount and where you’re buying. But you can use some ...

Borrowing a mortgage to buy or refinance a home can seem daunting, especially when mortgage rates are much higher than they were just a few years ago. But with a little comparison ...

The 28/36 rule oversimplifies home affordability. As a loan officer, I’ll explain why budget and homebuying needs matter more than rigid rules when deciding how much house you can afford.

New FICO models are beginning to include BNPL data, raising questions about missed payments, credit risk and what lenders are ...

Legislation including the CARD Act of 2009 and Dodd Frank in 2010 piled on by increasing regulatory controls. Dodd Frank ...

If you are thinking about your credit score during a transition, consider how affected accounts will show up on your credit ...