STOP maxing out your credit card. I learned the hard way! We spoke with a real Neo customer about when she first moved to Canada. Her biggest credit mistake? Maxing out her credit card. Keep your utilization LOW—under 30% is best. Now, she’s building her credit with the secured card and saving money through cash back that goes straight into her savings. What money lesson has built the biggest wins for you in the long run? Let us know in the comments below! #CreditCardTips #FinancialLiteracy #Mon

If your credit card utilization is over 30%, it’s time for a change. Spending $1,000 on a $2,000 limit (50%) is a major red flag. Keep it below 30% by paying down your balance or responsibly increasing your credit limit with Neo. Take control and master your credit. #CreditScore #FinancialHealth #CreditUtilization #SmartSpending #DebtManagement | Neo Financial

Neo’s 12 Days of Progress Newcomers to Canada have to get to know the credit system fast. Say hello to Ekatarina, who had a big credit win in 2025 with Neo. New to Canada, she had to face the uphill battle of building a credit score from scratch, as someone who had never even used a credit card at all. Frustrated with the big banks and seeing her score drop through no fault of her own, she turned to a Neo Secured Mastercard and within a few months her score grew. Got a win of your own? Head to t